Learn About Health Insurance Options for Veterans

Some veterans will be eligible for additional benefits, such as dental care, while others will not. Your precise covered benefits are determined by the following: 


• your priority group, 

• your primary care provider’s opinion, and 

• the medical standards for treating any health conditions you may have.

When you apply for VA health care, you will be allocated to one of eight priority categories. Your priority group determines how quickly you can receive health benefits and how much (if any) you must pay toward treatment costs.


Separated troops with service-connected disabilities are given priority; individuals with a higher income but no service-connected disabilities are given a lower priority.

Your priority group will be determined by the following factors: 

• your military service history, 

• your disability rating, 

• your income level, 

• whether or not you qualify for Medicaid, 

and • any other benefits you may be getting.

Visit VA.gov to learn more about veteran health care. 

Other choices for health care coverage for veterans and their dependents

Individuals and families can obtain private health insurance directly from insurance companies. If you are not enrolled in VA benefits or other veteran’s health coverage, you may be able to obtain lower-cost coverage through the Health Insurance Marketplace ®.

Depending on your household size and income, you may also be eligible for subsidies that reduce your monthly premiums and out-of-pocket costs even further. You or a member of your family may also be eligible for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

Indemnity insurance for hospitals:

MBA also offers hospital indemnity insurance to veterans and members of their families up to the age of 80. In the case of an unexpected hospital stay for a covered illness or injury, this coverage may give a daily cash payout.

The funds can be used for deductibles, out-of-pocket expenses, or any other purpose; no expense receipts are required, and minimal documentation is required. Learn more about hospital indemnity insurance.