The possibility of Foreclosure on your house is frightening, but it is not always unavoidable. There are numerous options and resources available to assist you with remaining in your house, as well as loss mitigation strategies if staying in your home is no longer practical. Here’s what you can do to avoid Foreclosure before it’s … Read more
According to the United States Government Accountability Office (GAO), Americans’ retirement plans should include a growing reliance on annuities. The GAO recommends converting at least half of your retirement funds to an annuity. The investing class is already following this approach. In reality, an annuity is currently owned by roughly half of all investors. As … Read more
Which would you choose if you had to choose between disclosing your weight and your credit score to the entire world? If you’re like 70% of Americans, you’d prefer to keep your credit score private. It’s no surprise: the world of credit ratings is perplexing and riddled with misinformation. As a result, what you think … Read more
Credit cards and debit cards are essentially identical in appearance, with 16-digit card numbers, expiration dates, magnetic strips, and EMV chips. With one major distinction, both can make it simple and convenient to make purchases in stores or online. Debit cards allow you to spend money by drawing on funds in your bank account. Credit … Read more
Receiving a phone call from a debt collection agency can be a terrifying experience. When you’re frightened or afraid of what they’ll say, it might be tough to think straight or reply effectively. Understanding how debt collectors work and your rights during the debt collection process will help you prepare for conversations with them. Here … Read more
Your credit history and credit ratings are critical pieces of information for your overall financial well-being. Viewing your credit history and credit ratings (as shown on your credit reports) may assist you in comprehending your current credit situation. In general, a credit score is a three-digit number that represents your credit risk (the likelihood that … Read more
All news shows, Hollywood films, and television presume you understand the stock market and how it works. Everyone knows that you may make a lot of money if you know what you’re doing in the stock market, but beginners typically don’t understand how the market works or why stocks go up and down. Even fewer … Read more
Sign-up bonuses have always existed. Professional athletes frequently receive large sign-on bonuses when transferring to a new sports team. Sign-on incentives are now more available than ever in the middle of the “Great Resignation,” or the spike in workers leaving their jobs since the commencement of the coronavirus pandemic. Many organizations openly advertise sign-on bonuses … Read more
Affordable housing has always been a hot topic in New York City politics. Still, Mayor de Blasio’s goal to maintain or develop 300,000 affordable apartments by 2026 has resulted in a host of new lotteries, a new, more user-friendly web interface, and an upgrade to make the process easier for immigrants and low-income New Yorkers. … Read more
You may be eligible for free tax assistance if you submit a simple tax return, attempt to amend past years’ forms, or owe money to the Internal Revenue Service (IRS). There are numerous ways to avoid handling your taxes on your own, ranging from community-based services to free software. Here are six places where you … Read more