Learn What to Ask When Choosing a Home Warranty

2. Do you intend to upgrade or replace your appliances, even if they are still functional?

 

Manufacturers’ warranties are special protection for new appliances and systems, but they expire and are unit specific. A house warranty can act as a blanket of security for your home, covering several appliances and systems.

Furthermore, some carriers, such as American Home Shield, offer programs like the Appliance Discount Program, which can save money to purchase brand new, name-brand appliances.

3. Are you aware of any pre-existing conditions or appliance concerns that have gone unnoticed?

Home warranty providers want to assist you in keeping your home in good operating order, but there may be some limitations when addressing pre-existing concerns. Check with your prospective service provider.

 

4. Are there any essential components on your appliances (for example, the ice maker in your refrigerator or the ducting in your HVAC system) that a warranty may not cover?

Today’s appliances are incredibly sophisticated machines with constantly developing sections and parts. However, they still rely on crucial core pieces to carry out their functions. These components must be protected and are frequently the most expensive to fix. Your house warranty should cover these essential components.

5. How can a specific warranty add to or augment your current homeowners insurance policy?

Home insurance protects your home against what MIGHT happen (fire, flood, natural disaster, etc.). But what about protection against things that WILL happen? For example, your air conditioner condenser may have finally failed, or your clothes dryer may have refused to dry your clothing. A home warranty plan that works in tandem with your home insurance can considerably assist you in keeping your house comfortable and pleasant.