Lending Club
This is a company that assists people with paying for medical or dental procedures. Because its goal is to finance medical expenditures, its approval rates are fairly high, and you can earn up to $50,000, which is enough to cover all four dental implant financing. Visit their website or ask at your dental implant consultation session for additional information on their payment plans.
Payment Plan for Dental Implants
When it comes to financing dental implants, the majority of dental implant centers are accommodating. For example, the majority of them provide in-house payment plans that allow you to make monthly installments. By spreading the pay over several months, you will have more time to find the cash while also having implant treatment. A valid credit card and driver’s license are usually necessary to apply payments on a specified day of the month. Payments begin at $150 per month.
Payment arrangements can also be managed by a third party, such as a dental insurance policy. These payment options accept monthly installments and are suitable for people with poor credit and a limited budget. The only restriction is that you must complete these installments prior to the dental procedure.
Dental Implant Financing Using a Flexible Spending Account (FSA)
If you are an employee and your employer offers an FSA plan, you can deposit up to $2,750 of your gross income into a Flexible Spending Account (FSA) for the year. You can use these funds to pay for uninsured medical and dental expenses, including dental implant surgery, tax-free.
One of the benefits of using the FSA to fund dental implants is that it is tax-free for the patient. Because your company deducts the money from your paycheck before any taxes, you will owe lower taxes at the end of the year.
When paying for dental implants, you have the option of writing a check or using the FSA debit card issued by the insurance company provider.
Please check with your insurance provider to see if your FSA covers dental care procedures. Cosmetic procedures, such as dental implants, are usually covered by insurance. Others see dental implants as a necessity and will pay for them.
The Bottom Line
Even if you are on a tight budget and have bad credit, there are a variety of ‘dental implant financing near me’ choices available. As a result, if you have lost your teeth, don’t be afraid to seek assistance from a reputable dental implant facility in Rockville MD, such as Rockville Dental Arts.
Remember that a dental implant can substantially improve your smile and make you feel more confident.
