Learn How These 10 Questions Will Help You When Buying Pet Insurance

Are There Any Illness or Incident Caps?

A cap is a limit on how much a provider will pay over a certain length of time. Most pet insurance policies include yearly or lifetime limits but no limits on specific treatments or conditions. The ASPCA Pet Health Insurance, for example, has annual limits that vary depending on the plan you choose. You can select plans with restrictions ranging from $5,000 to $20,000 in $5,000 increments. In comparison, Trupanion has no cap on the amount of money paid out under its plans.

 

Is the Company Reputable and Giving Me All the Answers?

You should visit the Better Business Bureau website for the provider to see whether any official complaints have been lodged. You might also seek reviews from pet owners, and the pet plans they use on the internet, which can be helpful.

One of the most important things to check for while reading reviews is conditions that policyholders thought were covered but weren’t. So please note the terms and conditions and ask the supplier about them when you speak with them.