Learn About Dental Implants: Surgery, Advantages, Risks, and Insurance Questions

  1. How can I get dental implants covered by insurance?

Dental implants are too expensive but the cost may be worth it if your implant is long last and functions like natural teeth. They cost more than dentures and bridges but can give better results. The dental surgeon requires special training and equipment to perform implants. If the cost of dental implants is out of your reach, consider a good dental insurance policy that can cover it. Some insurance plan covers only a part of the cost for implants. Coverage for dental implants may also depend upon the reasons you need implants. One of your medical insurance and dental insurance or both may provide coverage for a dental implant. If your dental plan has implant coverage, ask about the annual limits of the plan from the insurer. This will help you to plan the treatment in a way that cannot dent your pocket. You can get done your treatment in two phases in which one phase complete at the end of the first year and the second phase in the second year. Some insurance plan covers the cost of bridge or crowns but not cover the implant itself. If you are suffering from a medical problem related to tooth loss, your insurance plan may cover the cost of the implant. Accident insurance policy may also cover implants if you lost a tooth in an injury or accident. You can visit your dentist to make an estimated cost for your implant because it’s may vary from region to region. After making an estimation, you can contact your dental insurance company to ask about the coverage and out-of-pocket expenses. 

 
  1. How much does insurance pay for dental implants?

The cost for dental implants may vary depending upon the coverage. The cost will vary from case to case, you can consult your dental surgeon ad insurance provider to determine the expected cost. Your insurance’s annual maximum, coinsurance, copayments, and deductibles determine the cost. Your specific treatment needs along with insurance factors determine the cost. For example, the number of dental implants, number of teeth to be replaced, type of implant, and needed procedures are used for cost estimation.

  1. Which insurance companies cover dental implants?

Delta Dental insurance, Spirit Dental, Ameritas, Aetna® Vital Saving, Renaissance, and Cigna Dental Insurance are some companies providing insurance plans to cover the cost of dental implants. You can compare different plans to choose the best for you.

  1. Can dental implants be billed to medical insurance?

Yes, a dentist can bill any treatment to insurance companies that are included in the scope of their license. Dental implants are also eligible for medical billing. If a medical condition requires implants, insurance companies have to pay for their cost.

  1. What is the expected cost of the insurance plan for dental implants?

Every company offers different coverage, but dental insurance plans for individuals may cost from $14-$30 per month, and plans may cost $27-$56 monthly for a family. You may also pay for deductibles, copayments, and coinsurance according to your plan. Most of the insurance plans do not cover the full cost of dental implants.