Learn 6 Types of Senior Living Options

The cost of independent living depends upon services, facilities, locations. The average cost is $27,000 per year. Independent living costs 30-50% less than assisted living. You can use different options to reduce the cost like reverse mortgage loans, life insurance, long-term care insurance, and annuities. You should consider some things according to your choice to select the best fit for you because all independent communities are not created equal. Some offer a more luxurious life including amenities like swimming pools, golf course, fitness center, and beautiful common areas. Safety, security, and cleanliness are provided in all independent communities. You can ask the community manager about cost, extra charges, social environment, security, transportation, meal services, and plans for emergencies to choose the best fit for you.

  1. Assisted living

Older adults face difficulties in performing various tasks. Senior residents feel challenging to move independently and completing certain tasks. If you need support in some household tasks and healthy otherwise, assisted living communities can be the best option for you. In assisted living, you can enjoy independent life and assistance both at the same place. Assistance is provided according to the needs of senior residents. These communities provide prepared meals, transportation, laundry, and more facilities. They also provide services to keep you comfortable. Events are organized to keep you entertained. If you want to choose a community for you or your loved one, check the following benefits of assisted living.

  • Assisted communities arrange activities to keep you engaged and entertained. Isolation can contribute to unhealthy conditions including high blood pressure, anxiety, depression. Informal activities, common dining, and gathering can keep you involved with life.
  • Daily wellness programs for the health of residents can make them fit. Their fitness plans include meditation, swimming, and Pilates. All activities are provided on-site without the need for transportation. 
  • Assisted living programs provide well-balanced snacks and meals. Healthy meals are important for older adults. Going to grocery stores and preparing meals for yourself is not easy so, assisted communities provide balanced food according to your needs and you can also socialize with other residents in the dining room.
  • Assisted living communities are created according to safe designs. These have emergency call systems, grab bars, step-free showers, and handrails to keep you safe.
  • Medication management is provided to keep your health on-track.

The average cost for assisted living is $48,000 per annum in the United States. But the cost may vary from state to state and city to city.